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Legal Notices 12/24/2014

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NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated November 26, 2012, executed by ROBERT L. TAYLOR, JR. AND PAM M. TAYLOR, conveying certain real property therein described to JOSEPH B. PITT, JR., as Trustee, as same appears of record in the Register's Office of Wilson County, Tennessee recorded December 10, 2012, in Deed Book 1519, Page 1283-1302; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Quicken Loans Inc. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Wilson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 8, 2015 at 01:00 PM at the Front Steps of the Wilson County Courthouse , located in Lebanon, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Wilson County, Tennessee, to wit: LAND SITUATED IN THE COUNTY OF WILSON IN THE STATE OF TN SITUATED AND LYING IN THE 22ND CIVIL DISTRICT OF WILSON COUNTY, TENNESSEE, BOUND AND DESCRIBED AS FOLLOWS, TO-WIT: BEING TRACT NO. 2 OF THE MAYHEW SUBDIVISION AS SHOWN ON THE PLAT OF RECORD IN PLAT BOOK 16, PAGE 987, REGISTER`S OFFICE FOR WILSON COUNTY, TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE. Parcel ID: 116-022.05 PROPERTY ADDRESS: The street address of the property is believed to be 310 ODUM LN, LEBANON, TN 37090. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ROBERT L. TAYLOR, JR. AND PAM M. TAYLOR OTHER INTERESTED PARTIES: CEDARSTONE BANK The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75886: 2014-12-10, 2014-12-17, 2014-12-24

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NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, WILSON COUNTY

WHEREAS, Billie Ann Clay executed a Deed of Trust to The CIT Group/Consumer Finance, Inc., Lender and Ernest B. Williams IV, Trustee(s), which was dated August 17, 2001 and recorded on August 21, 2001 in Book 869, Page 859, Wilson County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, The Bank of New York Mellon, the successor to JPMorgan Chase Bank, as Trustee for CIT Home Equity Loan Trust 2002-2, (the "Holder"), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Wilson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on January 6, 2015, at 12:00PM at the usual and customary location at the Wilson County Courthouse, Lebanon, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Wilson County, Tennessee, to wit:

Land being in Wilson County, Tennessee and being more particularly described according to a survey by First Financial Surveyors, Inc., dated November 9, 1999, as follows; beginning at an iron pin in the westerly margin of Cainsville Road, said point being South 16 feet, more or less, from the intersection with the centerline of Greenwood Road, thence with said margin South 30 degrees 04' 04" East 125.85 feet to an iron pin; thence leaving said margin and with a fence line the following calls: South 77 degrees 45' 39" West 137.16 feet to a fence post; South 84 degrees 31' 41" West 55.98 feet to an iron pin at the fence post; North 00 degrees 15' 46" West 76.10 feet to a fence post; North 24 degrees 00' 42" East 94.13 feet to an iron pin at the fence post; thence South 78 degrees 03' 59" East 90.72 feet to the point of beginning and containing 0.48 acres, more or less.
This being the same property conveyed to Billie Ann Clay and Ronald B. Clay, Jr., by Quitclaim Deed dated August 17, 2001, and recorded in Book 869, Page 857, Register's Office for Wilson County, Tennessee.
This conveyance is subject to any and all existing easements and restrictions as shown of record.
Parcel ID Number: 104 064.01

Address/Description: 5640 Cainsville Road, Lebanon, TN 37090.

Current Owner(s): Billie Ann Clay and Ronald B. Clay Jr..

Other Interested Party(ies): .N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee
c/o Tennessee Foreclosure Department
277 Mallory Station Road
Suite 115
Franklin, TN 37067
PH: 615-550-7697 FX: 615-550-8484

File No.: 14-08312

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NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 24, 2004, executed by JOANNE TIBBS AND SHERMAN TIBBS, conveying certain real property therein described to LAWRENCE VOGAN, as Trustee, as same appears of record in the Register's Office of Wilson County, Tennessee recorded September 2, 2004, in Deed Book 1071, Page 1720-1734; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2004-09 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Wilson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 15, 2015 at 1:00 PM at the Front Door of the Wilson County Courthouse, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Wilson County, Tennessee, to wit: BEGINNING AT A POINT IN THE NORTHERLY MARGIN OF NEEDMORE ROAD, SAID POINT BEING 30 FEET FROM CENTER OF LINE OF SAID NEEDMORE ROAD, AND RUNNING THENCE N 70 DEGREES 56 MINUTES WEST 262.76 FEET TO A POINT IN THE NORTHERLY MARGIN OF SAID ROAD; THENCE N 4 DEGREES 17 MINUTES EAST 646.01 FEET TO A POINT; THENCE S 82 DEGREES 54 MINUTES EAST 280.46 FEET TO A POINT; THENCE S 6 DEGREES 25 MINUTES WEST 699.75 FEET TO A POINT OF BEGINNING. THIS DESCRIPTION BEING ACCORDING TO A PLAT OF SAID PROPERTY OF RECORD IN PLAT BOOK 16, PAGE 13, REGISTER`S OFFICE FOR WILSON COUNTY, TENNESSEE. Parcel ID: 53-020.010 PROPERTY ADDRESS: The street address of the property is believed to be 250 NEEDMORE ROAD, OLD HICKORY, TN 37138. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): D. SCOTT HEINEMAN AND KURT F. JOHNSON, TRUSTEES OF THE TIBBS FAMILY TRUST AND JOANNE TIBBS OTHER INTERESTED PARTIES: JOANNE TIBBS AND SHERMAN TIBBS The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75697: 2014-12-17, 2014-12-24, 2014-12-31

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NOTICE OF TRUSTEE'S SALE

Whereas, LEGENDS CARWASH AT PROVIDENCE, INC., a Tennessee Corporation, by Deed of Trust (the "Deed of Trust") dated August 1, 2013, of record in Book 1559, Page 325, Register's Office for Wilson County, Tennessee, and in Book 1240, Page 2872, Register's Office for Rutherford County, Tennessee, conveyed to Todd A. Tressler, II, Trustee, certain real property situated and lying in Wilson County, Tennessee and Rutherford County, Tennessee; and,

WHEREAS, said conveyance was made for the purpose of securing the payment of certain sums as evidenced by promissory notes payable to the order of 508 Investors, LLC, a Tennessee limited liability company; and,

WHEREAS, the Deed of Trust provided that in the event of default in payment of the promissory notes and interest when due, the entire indebtedness shall, at the option of the legal owner or holder of the note, become due and payable immediately; and,

WHEREAS, default has been made in the payment of the promissory notes, and the indebtedness is now due and in default, and the owner and holder of the note has declared the entire balance to now be due and payable, demand for payment having been made and refused, the Deed of Trust containing a power of sale in the event of default, the legal owner and holder of the note has instructed the undersigned Trustee to foreclose the Deed of Trust;

NOW, THEREFORE, by virtue of the authority vested in me by the Deed of Trust, I, Todd A. Tressler, II, Trustee, will on the 12th day of January 2015, at 10:00 a.m., local time, at the WILSON County Courthouse door where the foreclosure sales are customarily held at the WILSON Courthouse, located in Lebanon, Tennessee, offer for sale to the last, highest, and best bidder for cash or Certified Funds and bar of all equities of redemption, homestead, dower, and of all other rights of exemptions of every kind, the following three tracts or parcels of land located in Rutherford County and Wilson County, together with all appurtenances and improvements thereunto belonging, which property is more particularly described as follows:

Parcel A:

Lying in the 13th Civil District of Rutherford County, State of Tennessee, within the corporate limits of the City of Murfreesboro, and being described as follows:

Being all of Lot No. 3 on the Plan of Lot No. 3 and Resubdivision Lots 1 & 2, Pitts Subdivision, as shown by survey and plat appearing of record in Plat Book 20, Page 258, of the Register's Office of Rutherford County, Tennessee, to which plat reference is hereby made for more complete details of location and description of said lot.

Being the same property conveyed to Legend's Carwash at Providence, Inc. from 508 Investors, LLC by Warranty Deed dated August 1, 2013 and of record in Book 1240, Page 2869, Register's Office for Rutherford County, Tennessee.

This is IMPROVED property known as 1893 Lascassas Pike, Murfreesboro, TN 37130.

Parcel B:

Being Lot 9, as shown on the map entitled Keeneland Commercial Park, of record in Plat Book 20, Page 285, Register's Office for Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate legal description.

Being the same property conveyed to Legend's Carwash at Providence, Inc., from 508 Investors, LLC by Warranty Deed dated August 1, 2013 and of record in Book 1240, Page 2869, Register's Office for Rutherford County, Tennessee.

This is IMPROVED property known as 2135 SE Broad Street, Murfreesboro, Tennessee 37127.

Parcel C:

Being lot 5B as shown on the Final Plat Revision Providence Phase V, Lot 5, of record in Plat Book 27, Page 533, Register's Office for Wilson County, TN, reference to which plat is hereby made for a more complete and accurate description of said lot.

Being the same property conveyed to Legend's Carwash at Providence, Inc., by Special Warranty Deed from Rochford Realty and Construction Co., Inc., dated April 24, 2012 and of record in Record Book 1484, Page 1897, Register's Office for Wilson County, Tennessee.

This is UNIMPROVED property known as Lot 5B, Final Plat Revision of Providence Phase V, Lot 5, Belinda Parkway, Mt. Juliet, TN 37122.

The right is reserved to adjourn the day of sale to another day and time certain, without further publication and in accordance with law, upon announcement of said adjournment on the day, time, and place of sale set forth above. This sale may be rescinded at any time; further it is subject to confirmation by the lender or trustee.

Trustee will make deed to purchaser in accordance with the terms of the Deed of Trust. This sale of the property described above is subject to all matters shown of public record including any prior liens or encumbrances as well as any priority created by a fixture filing; restrictive covenants, easements or set-back lines that may apply; any statutory rights of redemption not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state, or federal; any matter that a survey or inspection of the premises may disclose; any recorded plat; any and all liens against the property for unpaid property taxes and subject to any prior mortgages of record in the Register's Office for Rutherford County, Tennessee and the Register's Office for Wilson County, Tennessee. This property sold subject to tenants in possession, if any.

Parcel ID: Parcel A- Map 081-J/Group D/Parcel 003.00; Parcel B- Map 112/Parcel 003.09; Parcel C-Map 096/Parcel 001.44

Property Addresses: Parcel A- 1893 Lascassas Pike, Murfreesboro, TN 37130; Parcel B- 2135 SE Broad Street, Murfreesboro, TN 37127; Parcel C-Lot 5B, Final Plat Revision of Providence Phase V, Lot 5, Belinda Parkway, Mt. Juliet, TN 37122, but such addresses are not part of the legal description of the properties being sold and if any discrepancy shall exist, the legal description herein shall control.

Current Owner: Legends Carwash at Providence, Inc., a Tennessee corporation

Other Interested Parties: Tom Hazelwood; John Gleaves; Scott Bruce; Dan Maynard; Mike Beckman; Mark T Brown Construction, Inc.; John McIntire; Terry Crawford; Anita Pirtle.

If the highest bidder is unable to comply with the terms of the sale within twenty four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder and so forth, until a bidder performs at the sole discretion of the Trustee OR the Trustee may re-advertise the sale if he so chooses at the sole discretion of the Trustee.

The property is sold as is, where is, without representation or warranties of any kind, including fitness for a particular purpose. The titles to such property are believed to be good, however, the undersigned will sell and convey only as Trustee.

Additionally, the highest bidder will assume ownership of all three tracts or parcels of land herein named as Parcel A, Parcel B and Parcel C and as detailed in the legal descriptions afore-described in this Notice of Trustee's Sale.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Dated this 12th day of December, 2014.

Todd A. Tressler, II

Trustee

Tressler & Associates, PLLC

212 N. Castle Heights Ave.

Lebanon, TN 37087

(615) 444-2345

Publication Dates:

December 17, 2014

December 24, 2014

December 31, 2014

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NOTICE OF SUBSTITUTE TRUSTEE'S SALE

WHEREAS, Kimberly H. Fowler n/k/a Kimberly H. Boykin, executed a Deed of Trust to Randall Clemons, Trustee, dated November 2, 2012, of record in Book 1514, Page 670, Register's Office for Wilson County, Tennessee, to secure an indebtedness evidenced by a Promissory Note payable to the order of Wilson Bank & Trust, hereinafter referred to as the "Deed of Trust"; and

WHEREAS, said conveyance was made for the purpose of securing the payment of certain sums as evidenced by a Promissory Note payable to the order of Wilson Bank & Trust; and,

WHEREAS, Byron M. Gill was appointed Substitute Trustee by instrument dated December 8, 2014, of record in Book 1620, Page 1222, Register's Office for Wilson County, Tennessee; and,

WHEREAS, the Deed of Trust provided that in the event of default in payment of the Promissory Note and interest when due, the entire indebtedness shall, at the option of the legal owner or holder of the Note, become due and payable immediately; and,

WHEREAS, default has been made in the payment of the Promissory Note, and the indebtedness is now due and in default, and the owner and holder of the Note has declared the entire balance to now be due and payable, demand for payment having been made and refused, the Deed of Trust containing a power of sale in the event of default, the legal owner and holder of the Note has instructed the undersigned Substitute Trustee to foreclose the Deed of Trust.

NOW, THEREFORE, by virtue of the authority vested in me by the Deed of Trust and Appointment of Substitute Trustee, Byron M. Gill will, on the 9th day of January, 2015, at the hour of 10:00 a.m., local time, offer for sale at the north door of the Wilson County Courthouse in Lebanon, Wilson County, Tennessee, to the last, highest, and best bidder for cash, free from all rights and equities of redemption, homestead, dower, and of all other rights of exemptions of every kind as provided in the Deed of Trust, the following tract or parcel of land situated and lying in Wilson County, Tennessee, together with all appurtenances and improvements thereunto belonging, which property is more particularly described as follows:

Parcel A:

Described property located in the Tenth (10th) Civil District of Wilson County, Tennessee, on the north side of Hill Street, and being more particularly described as follows:

Beginning at an iron pin in the north margin of Hill Street, same being the southwest corner at this tract and the southeast corner of William Morris; thence leaving read with line of Morris North 13 degrees 37 minutes 00 seconds East 200.92 feet to an iron pin at a post; thence with the south right-of-way of Tennessee Central Railroad South 54 degrees 17 minutes 45 seconds East 118.46 feet to an iron pin; thence with line of Olane Gruenberg South 13 degrees 23 minutes 25 seconds West 242.47 feet (erroneously referred to as 24247 feet in Deed of Trust of record in Book 1275, Page 997) to an iron pin in the north margin of Hill Street; thence with said margin North 81 degrees 15 minutes 00 seconds West 113.97 feet to the point of beginning.

Being the same property conveyed to Kimberly H. Fowler by Special Warranty Deed from Fannie Mae A/K/A Federal National Mortgage Association, dated November 2, 2012 and of record in Book 1514, Page 668, Register's Office for Wilson County, Tennessee.

Parcel B:

A certain tract or parcel of land located in the 10th Civil District of Wilson County, Tennessee, more particularly described as follows, to-wit:

Being Lot No. 2 of the Westview Acres Subdivision, of record in Plat Book 5, Page 36, Register's Office for Wilson County, Tennessee. Said Lot No. 2 fronts 120 feet on the east side of Westhill Drive and extends back between parallel lines 200 feet to a dead line in the rear. AND

A vacant lot situated and lying in the 10th Civil District of Wilson County, Tennessee, the same being the northerly portion of Lot #3 of West View Acres Subdivision, plat of which is of record in Plat Book #5, Page 36, Register's Office of Wilson County, Tennessee, said lot being 50 feet in width and 200 feet in depth.

Being the same property conveyed to Kimberly H. Fowler by Warranty Deed from The Estate of Kenneth Spell, dated June 30, 2000 and of record in Book 822, Page 990, Register's Office for Wilson County, Tennessee.

Further reference is made to Deed of Trust of record in Book 1514, Page 670, and Appointment of Substitute Trustee of record in Book 1620, Page 1222, Register's Office for Wilson County, Tennessee.

The street address of Parcel A is 411 Hill Street, Lebanon, Tennessee 37087.

The street address of Parcel B is believed to be 611 Westhill Drive Ext, Lebanon, Tennessee 37090.

The right is reserved to adjourn the day of sale to another day and time certain, without further publication and in accordance with law, upon announcement of said adjournment on the day, time, and place of sale set forth above.

The Substitute Trustee will make deed to the purchaser in accordance with the terms of the Deed of Trust. This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes which exist as a lien against said property, including without limitation city and county property taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption not otherwise waived in the Deed of Trust, including rights of redemption of any governmental agency, state or federal; and any prior liens or encumbrances that may exist against the property. This sale is also subject to any matter that an accurate survey of the premises might disclose and/or any tenant(s) rights in possession.

Lienholder: Wilson Bank & Trust

Interested parties: Kimberly H. Fowler n/k/a Kimberly H. Boykin; any occupant of 411 Hill Street, Lebanon, TN 37087; any occupant of 611 Westhill Drive Ext, Lebanon, TN 37090

If the highest bidder is unable to comply with the terms of the sale, the undersigned reserves the right to sell the property to the next highest bidder able to comply or to readvertise the sale if he so chooses.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This 15th day of December, 2014.

Byron M. Gill, Substitute Trustee

Rochelle, McCulloch & Aulds, PLLC

109 North Castle Heights Avenue

Lebanon, TN 37087

(615) 443-8773

December 17, 2014

December 24, 2014

December 31, 2014

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NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, WILSON COUNTY

WHEREAS, Sharon D. Patton and Scott Patton executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., Lender and Larry A. Weissman, Trustee(s), which was dated July 30, 2007 and recorded on August 7, 2007 in Book 1263, Page 2362, Wilson County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the "Holder"), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Wilson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on February 3, 2015, at 12:00PM at the usual and customary location at the Wilson County Courthouse, Lebanon, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Wilson County, Tennessee, to wit:

Land in Wilson County, Tennessee, being No. 7 on a plat entitled "Henry Jordan Foley", prepared by Carroll Dean Carman, Tennessee Registered Land Surveyor No. 910, Hartsville, Tennessee as shown by plat of record in Plat Book 19, Page 660, in the Register's Office for Wilson County, Tennessee, to which plat reference is hereby made for a more complete description.
Being the same property conveyed to Sharon D. Patton and husband Scott Patton from David Lausier and Melisa Tworkowski Lausier, by deed dated July 8, 2003, in Book 992, Page 1356, in the Register's Office for Wilson County, Tennessee.
Scott Patton joins in this conveyance for the purpose of conveying any interest he or she may have in said property, particularly marital interest.

Parcel ID Number: 059 074.23

Address/Description: 1417 Carthage Highway, Lebanon, TN 37087.

Current Owner(s): Sharon D. Patton and Husband Scott Patton.

Other Interested Party(ies): FIA Card Services, N.A..

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee
c/o Tennessee Foreclosure Department
277 Mallory Station Road
Suite 115
Franklin, TN 37067
PH: 615-550-7697 FX: 615-550-8484

File No.: 14-09052

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NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 11, 2004, executed by EVELYN BESS AND JAMES LEROY BESS, conveying certain real property therein described to DAVID R. WILSON, as Trustee, as same appears of record in the Register's Office of Wilson County, Tennessee recorded June 21, 2004, in Deed Book 1057, Page 2259-2274; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Deutsche Bank National Trust Company, as Trustee, on behalf of the holders of the J.P. Morgan Mortgage Acquisition Trust 2007-CH1 Asset Backed Pass-Through Certificates, Series 2007-CH1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Wilson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 22, 2015 at 01:00 PM at the Front Steps of the Wilson County Courthouse , located in Lebanon, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Wilson County, Tennessee, to wit: LAND LYING IN THE 23RD CIVIL DISTRICT OF WILSON COUNTY, TENNESSEE, THE SAME BEING TRACT 2 OF THE ED BROWN PROPERTY, AS OF RECORD IN PLAT BOOK 15, PAGE 88, REGISTER`S OFFICE FOR WILSON COUNTY, AND BEING MORE PARTICULARLY DESCRIBED ACCORDING TO A SURVEY BY BRUCE L. CARTER, TENNESSEE REGISTERED LAND SURVEYOR NO. 802, DATED APRIL 4, 1977, TO WIT: BEGINNING AT A POINT MARKED BY AN IRON PIN SITUATED AND LYING IN THE WESTERLY EDGE OF VESTA ROAD AND BEING THE NORTHEAST CORNER OF THE PREMISES BEING CONVEYED HEREIN AND RUNNING THENCE NORTH 86 DEGREES 16 MINUTES 40 SECONDS WET FOR A DISTANCE OF 517.15 FEET TO A POINT MARKED BY AN IRON PIN SITUATED IN THE NORTHWEST CORNER OF THE PREMISES BEING CONVEYED HEREIN; THENCE SOUTH 2 DEGREES 29 MINUTES 40 SECONDS WEST FOR A DISTANCE OF 215.00 FEET TO A POINT MARKED BY AN IRON PIN SITUATED IN THE SOUTHWEST CORNER OF THE PREMISES BEING CONVEYED HEREIN AND BEING HEREIN AND BEING ALSO THE NORTHWEST CORNER OF PROPERTY BELONGING TO THE GRANTORS HEREIN; THENCE SOUTH 86 DEGREES 51 MINUTES 40 SECONDS EAST FOR A DISTANCE OF 504.42 FEET TO A POINT MARKED BY AN IRON PIN SITUATED IN THE WESTERLY EDGE OF VESTA ROAD AND BEING THE SOUTHEAST CORNER OF THE PREMISES BEING CONVEYED HEREIN AND BEING ALSO THE NORTHEAST CORNER OF THE PROPERTY BELONGING TO THE GRANTORS HEREIN; THENCE ALONG THE WESTERLY EDGE OF VESTA ROAD, NORTH 7 DEGREES 00 MINUTES 00 SECONDS EAST FOR A DISTANCE OF 210.00 FEET TOT HE POINT OF BEGINNING, CONTAINING 2.49 ACRES, MORE OR LESS, ACCORDING TO SAID SURVEY PLAT. Parcel ID: 122-012.01 PROPERTY ADDRESS: The street address of the property is believed to be 1066 MCCREARY ROAD, LEBANON, TN 37090. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): THE ESTATE AND/OR HEIRS-AT-LAW OF JAMES LEROY BESS OTHER INTERESTED PARTIES: ASCEND FEDERAL CREDIT UNION, RAB PERFORMANCE RECOVERIES LLC AS. OF: FIRST BANK OF DELAWARE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #76079: 2014-12-24, 2014-12-31, 2015-01-07

12/24 12/31 1/7

_______________________

SUBSTITUTE TRUSTEE'S SALE

Sale at public auction will be on January 27, 2015 on or about 10:00AM local time, at the front door, Wilson County Courthouse, Lebanon, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by FRANK LEROY BERNARD AND TONNICA LYNN BERNARD, to PRIORITY TRUSTEE SERVICES OF TENNESSEE LLC, Trustee, on November 21, 2003, at Record Book 1023, Page 1920 in the real property records of Wilson County Register's Office, Tennessee.

Owner of Debt: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR SABR TRUST 2004-OP1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-OP1

The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

LYING AND BEING IN THE 2ND CIVIL DISTRICT OF WILSON COUNTY TENNESSEE, BOUNDED ON THE NORTH BY THE LAND CONVEYED TO ARVINE, SOUTH AND WEST BY BAIRD AND EAST BY EVERETT ROAD, A MORE DETAILED DESCRIPTION OF SAID LAND IS AS FOLLOWS:

BEGINNING AT A POINT IN THE WESTERLY MARGIN OF EVERETT ROAD, SAID POINT BEING THE SOUTHEAST CORNER OF THE TRACT HEREIN CONVEYED AND RUNNING THENCE IN A NORTHERLY DIRECTION ALONG THE WESTERLY EDGE OF THE SAID EVERETT ROAD FOR A DISTANCE PF 115.5 FEET TO A POINT IN THE MARGIN OF SAID ROAD AND THENCE IN A SOUTHERLY DIRECTION TO A POINT IN THE MIDDLE OF THE WESTERLY BOUNDARY OF THE SAME CONVEYED BY BAIRD, AND THENCE IN A SOUTHERLY DIRECTION ALONG THE BOUNDARY WITH BAIRD FOR A DISTANCE OF 91.5 FEET TO A CORNER, SAID POINT BEING THE SOUTHWESTERLY CORNER OF THE TRACT HEREIN CONVEYED AND THENCE IN AN EASTERLY DIRECTION FOR DISTANCE OF 178 FEET TO THE POINT OF BEINNING.

Tax ID: 2-55-55-15.00-000-0

Current Owner(s) of Property: FRANK LEROY BERNARD AND TONNICA LYNN BERNARD

The street address of the above described property is believed to be 7645 A Lebanon Rd, Mt Juliet, TN 37122, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: None

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities' right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney.

MWZM File No. 14-004903-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

Premier Building, Suite 404

5217 Maryland Way

Brentwood, TN 37027

PHONE: (615) 238-3630

EMAIL: tnsales@mwzmlaw.com

_______________________

SUBSTITUTE TRUSTEE'S SALE

Sale at public auction will be on January 27, 2015 on or about 10:00AM local time, at the front door, Wilson County Courthouse, Lebanon, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by LESLIE ARIAN ASH AND SANDRA JUNE ASH, to Heritage Title Services , Trustee, on January 29, 2004, as Instrument No. 04220979 in the real property records of Wilson County Register's Office, Tennessee.

Owner of Debt: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS SUCCESSOR TRUSTEE FOR JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF EQUITY ONE ABS, INC. MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-2

The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

A CERTAIN TRACT OR PARCEL OF LAND IN THE 22ND DISTRICT OF WILSON COUNTY, TENNESSEE DESCRIBED AS FOLLOWS;

BEGINNING AT A POINT IN THE CENTER OF AN OLD COUNTY ROAD BED, THE SAME BEING THE NORTHEAST CORNER OF THE PROPERTY HEREIN CONVEYED, THENCE SOUTH 04 DEGREES 27 MINUTES 00 SECONDS WEST 96.0 FEET TO A POINT; THENCE SOUTH 03 DEGREES 18 MINUTES 00 SECONDS WEST 337.50 FEET TO A POINT: THENCE SOUTH 04 DEGREES 01 MINUTES 00 SECONDS WEST 135 FEET TO A POINT; THENCE SOUTH 04 DEGREES 01 MINUTES 00 SECONDS WEST 287.9 FEET TO A POINT ON THE BOUNDARY OF THE OLD RAILRAD BED ROAD (NOW LEEVILLE PIKE) THE SAME BEING THE SOUTHEAST CORNER OF THE PROPERTY HEREIN CONVEYED; THENCE RUNNING WITH THE NORTHERLY BOUNDARY OF SAID OLD RAILROAD BED ROAD 200 FEET TO A POINT, THE SAME BEING THE SOUTHWEST CORNER OF THE PROPERTY HEREIN CONVEYED; THENCE NORTH 03 DEGREES 12 MINUTES 55 SECONDS WEST 933.58 FEET TO A POINT, THE SAME BEING THE NORTHWEST CORNER OF THE PROPERTY HEREIN CONVEYED; THENCE SOUTH 86 DEGREES 42 MINUTES 00 SECONDS EAST 300 FEET TO THE POINT OF BEGINNING AND CONTAINING 5.03 ACRES MORE OR LESS.

BEING THE SAME PROPERTY CONVEYED TO LESLIE ARLAN ASH AND WIFE SANDRA JUNE ASH BY WARRANTY DEED FROM RUTH ASH DATED JUNE 9, 1988 AND RECORDED JUNE 14 1988, IN BOOK 409, PAGE 433, REGISTER`S OFFICE FOR WILSON COUNTY, TENNESSEE.

Tax ID: 080 01202 000404

Current Owner(s) of Property: LESLIE ARIAN ASH AND SANDRA JUNE ASH

The street address of the above described property is believed to be 3125 LEEVILLE PIKE, LEBANON, TN 37090, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: STATE FARM BANK, F.S.B

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities' right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney.

MWZM File No. 14-005045-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

Premier Building, Suite 404

5217 Maryland Way

Brentwood, TN 37027

PHONE: (615) 238-3630

EMAIL: tnsales@mwzmlaw.com

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